Noriska, N.K.S. et al. 2026. Economic and Behavioral Determinants of Financial Decision Making in Tourism through Spending Intention. JURNAL EKONOMI KREATIF DAN MANAJEMEN BISNIS DIGITAL. 4, 4 (Jul. 2026), 882–896. DOI:https://doi.org/10.55047/jekombital.v4i4.1205.