Mulyanto, Sigit, et al. “Benchmarking Machine Learning Models for Corporate Bankruptcy Prediction Using Financial Ratios”. JURNAL EKONOMI KREATIF DAN MANAJEMEN BISNIS DIGITAL, vol. 4, no. 2, Nov. 2025, pp. 357-74, https://doi.org/10.55047/jekombital.v4i2.1071.