THE STRATEGIC ROLE OF INTELLECTUAL CAPITAL AND FINANCIAL TECHNOLOGY IN IMPROVING MSME PERFORMANCE IN BANYUMAS REGENCY. JURNAL EKONOMI KREATIF DAN MANAJEMEN BISNIS DIGITAL, [S. l.], v. 3, n. 2, p. 161–168, 2024. DOI: 10.55047/jekombital.v3i2.819. Disponível em: https://transpublika.co.id/ojs/index.php/JEKOMBITAL/article/view/819. Acesso em: 4 mar. 2026.