THE EFFECT OF HUMAN RESOURCES (HR) QUALITY, E-COMMERCE ROLE, AND CAPITAL ACCESS ON MSME PERFORMANCE. JURNAL EKONOMI KREATIF DAN MANAJEMEN BISNIS DIGITAL, [S. l.], v. 3, n. 4, p. 507–524, 2025. DOI: 10.55047/jekombital.v3i4.935. Disponível em: https://transpublika.co.id/ojs/index.php/JEKOMBITAL/article/view/935. Acesso em: 4 mar. 2026.